Frequently Asked Questions
If we could predict the future, we wouldn’t need insurance. Unfortunately, we’re not quite there yet. In the meantime, you can depend on New Solution Insurance Agency for all your insurance needs. We are here when you need us. In fact, our agents have many years of experience in insurance and have established a reputation as experts in the industry. So if it’s time for you to get quality insurance from people who understand what quality is really about, call New Solution Insurance Agency today.
Question:
Why is it necessary to provide my social security number to get a quote?
Answer:
Most insurance companies use credit scoring along with claims history reports to determine rates. Research has shown that customers with adverse history in these areas, may pose a higher risk. However, keep in mind that the New Solution Insurance Agency has a large product base and can find a market for every customer.
Question:
Do you provide instant quotes?
Answer:
No. Typically, we obtain pertinent information at the first point of contact so that we can prepare your quote and call you back. This gives us the opportunity to ensure that we provide you with the most accurate quote possible.
Question:
What causes the variances in quotes from one company to the next?
Answer:
With auto quotes, one main difference is whether the company providing the quote is a standard or non-standard company. Other reasons for variance are whether or not you have prior coverage and your credit, claims and driving record.
With home quotes, factors could be the quote being offered is to insure your property at actual cash value (ACV) vs. replacement cost, again, a standard vs. non-standard company and claims and credit history. All of this may seem a bit overwhelming or hard to understand. Contact our office today, an experienced agent can provide a detailed explanation for you.
Question:
How important is life insurance?
Answer:
The answer is simple...VERY important. We have personally encountered numerous experiences of loved ones lost and families not having the proper insurance in place to sustain the quality of life they had become accustomed to. Don't let this situation become yours! It's never too late to put protection in place for your family. We can help you determine the amount of coverage you will need to accomplish your goal.
Question:
I am starting my own business, how do I know what insurance I need?
Answer:
There are many differences in commercial insurance policies. We will sit down with you and take a look at the products and services you offer to tailor an insurance policy specifically for your business needs. Call us (314) 389-1004 or email info@newsolutioninsurance.com
Question:
How much insurance coverage should I buy for my home?
Answer:
Your home insurance policy should offer enough coverage to entirely rebuild and furnish your home in the event of total loss, this may also mean you may possibly need flood insurance if you live in a high-risk area. If you are questioning how much money it will take to rebuild and furnish, you should talk with a professional appraisal company to get an estimate of what it would take to rebuild.
There are different types of replacement coverage to consider. An experienced member of New Solution Insurance Agency can help you find the coverage you need.